M05 exam dumps

CII M05 Value Package

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  • Exam Code: M05
  • Exam Name: Insurance law (IL) Exam
  • No. of Questions: 121 Questions and Answers
  • Updated: Oct 09, 2026

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A CII certification on a resume changes how recruiters read everything below it. The CII Insurance law (IL) earns that line, and PrepAwayETE prepares you with M05 practice questions aligned to the official 2026 exam.

CII M05 Exam Overview:

Certification Vendor:Chartered Insurance Institute (CII)
Exam Name:Insurance Law (M05)
Exam Number:M05
Real Exam Qty:100 (multiple-choice)
Exam Price:Varies by region and exam entry route (typically ~£100–£200)
Available Languages:English
Certificate Validity Period:Lifetime (CII qualification does not expire once awarded)
Exam Format:Computer-based exam, Multiple-choice questions
Exam Duration:120 minutes
Passing Score:70%
Related Certifications:Certificate in Insurance (Cert CII)
Diploma in Insurance (Dip CII)
Recommended Training:CII Learning Content (Insurance Law M05)
CII Revision Materials
Exam Registration:CII Exam Entry
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based exam (online proctored or test centre depending on region)
Pre Condition:No formal prerequisites required, but prior completion of Certificate in Insurance (Cert CII) is recommended.
Official Syllabus URL:https://www.cii.co.uk/qualifications/diploma-in-insurance/

CII M05 Exam Syllabus Topics:

SectionObjectives
Liability and Tort- Negligence and duty of care
  • 1. Breach and causation
    • 2. Remedies and damages
      - Employer and public liability
      • 1. Occupiers’ liability
        • 2. Vicarious liability
          Legal System and Sources of Law- Structure of the legal system
          • 1. Civil vs criminal law distinctions
            • 2. Courts and hierarchy
              - Sources of law
              • 1. Common law and equity
                • 2. Statute law and regulations
                  Agency Law- Creation and authority of agents
                  • 1. Actual and apparent authority
                    • 2. Duties of agents and principals
                      Insurance Claims and Legal Principles- Claims handling principles
                      • 1. Subrogation and contribution
                        • 2. Indemnity principle
                          Contract Law and Insurance Contracts- Formation of contracts
                          • 1. Offer and acceptance
                            • 2. Consideration and intention
                              - Insurance-specific principles
                              • 1. Utmost good faith (uberrimae fidei)
                                • 2. Insurable interest

                                  CII M05: The Questions Everyone Asks

                                  No formal prerequisites required, but prior completion of Certificate in Insurance (Cert CII) is recommended. Eligibility details like these are worth double-checking before you register — vendors revise them periodically, and the official exam page (official M05 exam page) always has the current version.

                                  The official CII Insurance law (IL) outline has 5 domains — the biggest include Legal System and Sources of Law, Liability and Tort, Contract Law and Insurance Contracts. Those weightings are your study compass: the largest domains hide the most points. See the full outline above for every subtopic.

                                  You can, and you should. The free PDF demo is there so you can judge the content yourself before spending anything. If you're unsure whether the PDF, desktop engine, or online version suits your study habits, contact our 24/7 service team — they'll advise you. After purchase, 365 days of free updates are included, renewable at 50% off if the period ever expires.

                                  Sign up through the vendor's official channels:

                                  The exam is offered Computer-based exam (online proctored or test centre depending on region), so decide which arrangement suits you before picking a date.

                                  Delivery first: the moment you pay, we send the download link and access details to your email within a minute — even on holidays — and the files install on unlimited computers; contact support if 2 hours pass with nothing. For refunds, the terms are explicit: take the corresponding M05 exam within 60 days of purchase, and if you fail, submit a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam for a full refund, processed within 7 days. Excluded: exams taken within 3 days of purchase, name mismatches between candidate and payer, and free or expired products. The alternative to a refund: two equal-value exam products free, with your original updates intact.

                                  The pass mark is 70%, and the official fee is Varies by region and exam entry route (typically ~£100–£200). That fee resets to full price on every retake, so the real money-saver is preparation — run the 121 practice questions from PrepAwayETE until passing becomes routine, then book your seat.

                                  The vendor recommends:

                                  Classroom hours alone won't tell you if you're ready — the M05 practice questions from PrepAwayETE will. Use them after the coursework to convert knowledge into exam performance.

                                  The CII Insurance law (IL) is CII's official exam for the Diploma in Insurance (Dip CII) certification, a Diploma-level credential. Candidates take it to validate real skill — and employers read it exactly that way. It also connects to related credentials such as Certificate in Insurance (Cert CII), Diploma in Insurance (Dip CII).

                                  The exam gives you 120 minutes for 100 (multiple-choice) questions. The candidates who struggle aren't usually short on knowledge — they're short on pacing. Fix that before test day: set a time budget per question, practice moving past hard items without stalling, and rehearse full timed sessions in the PrepAwayETE engine until the clock stops being a factor.

                                  CII Insurance law (IL) Sample Questions:

                                  John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?

                                  • A. At the date of the next premium payment.
                                  • B. Immediately, irrespective of prognosis.
                                  • C. Immediately, but only if the diagnosis is terminal.
                                  • D. He does not need to disclose this.
                                  Reveal Solution  Discussion  0

                                  Correct Answer: D  🗳️

                                  Which legislation regulates the conduct of insurance companies and their intermediaries in the UK?

                                  • A. The Companies Act 2006
                                  • B. The Consumer Insurance (Disclosure and Representations) Act 2012
                                  • C. The Financial Services and Markets Act 2000
                                  • D. The Insurance Act 2015
                                  Reveal Solution  Discussion  0

                                  Correct Answer: C  🗳️

                                  Explanation: Only visible for PrepAwayETE members. You can sign-up / login (it's free).

                                  An employee suffered a minor injury lo his arm at work, due to a breach of duty by his employer. The medical treatment he received at hospital was negligent and caused his minor injury to deteriorate to the extent that his arm had to be amputated. To what extent, if at all, is the employer liable?

                                  • A. The employer will not be liable for the employee's injuries at all
                                  • B. The employer will be held strictly liable for the full extent of the employee's injuries
                                  • C. The employer will not be held liable for the unforeseeable extent of the employee's injuries
                                  • D. The employer and the hospital will split liability on an equal basis
                                  Reveal Solution  Discussion  0

                                  Correct Answer: B  🗳️

                                  How do an insurer's subrogation rights differ, if at all, between a theft policy and a personal accident policy?

                                  • A. Subrogation rights apply under both policies.
                                  • B. Subrogation rights do not apply under either policy.
                                  • C. Subrogation rights only apply under a personal accident policy.
                                  • D. Subrogation rights only apply under a theft policy.
                                  Reveal Solution  Discussion  0

                                  Correct Answer: D  🗳️

                                  Why may an insurer insert a continuing warranty into an insurance policy?

                                  • A. To ensure that underinsurance is avoided at all times.
                                  • B. To maintain the annual aggregate limit of liability throughout the policy period.
                                  • C. To enable an insurer to charge an additional premium if the warranty is continually breached.
                                  • D. To encourage good risk management by the insured throughout the policy period.
                                  Reveal Solution  Discussion  0

                                  Correct Answer: D  🗳️

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